Large Bank Consumer Credit Card Balances: Net Charge-Off Rate
RCCCBNCOPCTconsumer creditFree tier
| Series ID | RCCCBNCOPCT |
|---|---|
| Units | Percent |
| Frequency | Quarterly, End of Quarter |
| Category | consumer credit |
| Latest observation | 2026-04-01 |
| History | Point-in-time: every value as first published plus each revision, so backtests see only what was known on the day |
Latest reading
The latest Large Bank Consumer Credit Card Balances: Net Charge-Off Rate observation, for 2026-04-01, is 5.01 Percent, down from 5.19 for 2026-01-01. It has not been revised since it was first published. 94.6% of observations in this history were revised after first release.
| Latest observation | 2026-04-01 |
|---|---|
| Latest value | 5.01 Percent |
| Previous | 5.19 (2026-01-01) |
| Change | -0.18 (-3.5%) |
| First published value | 5.01 |
| Last release | 2026-10-07 |
| Vintages stored | 6 |
| Observations | 56 |
| Largest revision (5 years) | 2023-10-01: 5.01 → 5.07 |
Get it in Python
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df = yf.Client().macro("RCCCBNCOPCT")
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